Financial Information

Quality Dental Care That Fits Your Needs

At Seacove Dental, we believe everyone deserves compassionate, high-quality dental care. We want you to feel comfortable not only in our office, but also when making decisions about the cost of your treatment.

Our friendly team is here to help you understand your insurance benefits, review your estimated costs, and explore the payment options available to you. We'll explain your treatment plan before proceeding so you can make informed decisions about your dental health.

We Welcome Your Insurance and Payment Options

Medicaid 

Seacove Dental welcomes patients with Denti-Cal, California's Medi-Cal Dental program and Arizona Medicaid/AHCCCS. Our team can help you understand your benefits and determine whether your proposed treatment is covered.

Coverage and eligibility depend on your individual benefits, the services needed, and applicable program requirements.

Most PPO Dental Insurance Plans

We accept most PPO dental insurance plans and are happy to help you understand your available benefits.

Aetna, Ameritas, Anthem Blue Cross, Blue Shield, Cigna Healhcare, Delta Dental, Guardian, Humana, Metlife, Principal, United Concordia, United Healthcare, GEHA and Sunlife. 

Our team can assist with:

  • Reviewing your insurance information.

  • Estimating your insurance benefits for proposed treatment.

  • Explaining your estimated out-of-pocket expenses.

  • Helping you understand annual maximums, deductibles, and applicable limitations.

Please remember that insurance estimates are not a guarantee of payment. Your insurance company makes the final determination of benefits according to your individual plan.

Cash-Paying Patients

Don't have dental insurance? You are still welcome at Seacove Dental.

We provide treatment estimates and discuss fees before treatment so you can understand the anticipated cost. Please contact our team to learn about current pricing, available offers, and payment options. We partner with Care Credit, Sunbit and Cherry to facilitate your dental treatments.

Understanding Your Treatment Costs

Before beginning treatment, we want you to understand the recommended care and its estimated cost.

Depending on your treatment and insurance, our team can help explain:

  • Treatment estimates: The anticipated fees for recommended dental services.

  • Insurance benefits: The estimated amount your insurance may contribute toward covered services.

  • Your estimated responsibility: The portion you may need to pay after estimated insurance benefits.

  • Additional costs: Any changes that may arise if treatment needs or insurance determinations differ from the original estimate.

Insurance benefit estimates are based on the information available at the time of review. They are not a guarantee of payment. You are responsible for amounts not paid by your insurance, subject to applicable law and the terms of your coverage.

We encourage you to ask questions before treatment begins. Our team is happy to walk you through your estimate.

Making Dental Care Easier

We understand that dental expenses can sometimes feel overwhelming. Our goal is to make the financial side of your care as clear and manageable as possible.

If you have questions about your estimate or need help understanding your options, please speak with our team. We'll work with you to review the available options and help you plan your care.

Frequently Asked Questions

Do you accept Denti-Cal?

Yes! We welcome eligible Denti-Cal patients (Full-scope and Emergency plans) at our participating Seacove Dental location in Santa Maria, California. 

Do you accept Medicaid/AHCCCS? Yes! We welcome eligible Medicaid/AHCCCS patients in our Arizona locations.

Do you accept PPO insurance?

We accept most PPO dental insurance plans. Please contact us with your insurance information so we can help verify your benefits.

Will my insurance cover the full cost of my treatment?

Not necessarily. Coverage depends on your specific plan, remaining benefits, deductibles, annual maximums, limitations, and the services recommended. We'll help you estimate your benefits, but your insurer determines the final payment.

Can I receive treatment if I don't have insurance?

Absolutely. We welcome cash-paying patients. Book your initial exam to discuss treatment fees and available payment options.

Will I know how much my treatment costs before it begins?

Our team will review your proposed treatment and estimated costs with you before proceeding. If your treatment plan or estimated financial responsibility changes, we'll explain the changes and discuss the next steps.

What if I have questions about my bill or insurance payment?

Please contact our office. We're happy to review your account, explain the charges, and help you understand any remaining balance.

Have Questions About Your Dental Benefits?

We're here to help make your experience as comfortable and straightforward as possible.

Contact Seacove Dental today to discuss your insurance, estimated treatment costs, or payment options.

Your smile matters. Let's make caring for it easier.

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